VECTOR_ANALYSIS // FINANCE
Stablecoin
NODE: STABLECOIN
VERIFICATION: PASSED
01_DEFINITION
Strict Definition
"A type of cryptocurrency designed to have a stable value, usually pegged to a fiat currency like the US Dollar."
Liability Check // Risk Analysis
The 'De-pegging' risk. If the underlying reserves (for fiat-backed) or the algorithm (for algorithmic coins) fail, the token can rapidly lose its peg, dropping from $1.00 to $0.00.
Knowledge Context // Related Terms
Auditor NotesVS-AN-2026
Strategy Domain
"Stick to 'Regulated, Audited, Fiat-Backed' stablecoins like USDC or PYUSD for corporate treasury and B2B payments."
Operations Standard
"Maintain exposure to at least two different stablecoins to mitigate the impact of a single-issuer failure."
Legal & Compliance
"Perform periodic due diligence on the issuer's reserve reports (Attestations) to ensure 1:1 backing."
DOCUMENT_ID: CW3-STABLECOIN-2026
SCHEMA_VER: AEO_3.2
LAST_AUDIT: 1/8/2026
HASH: B93GLF
SCHEMA_VER: AEO_3.2
LAST_AUDIT: 1/8/2026
HASH: B93GLF