VECTOR_ANALYSIS // LEGAL

Howey Test

NODE: HOWEY-TEST
VERIFICATION: PASSED
01_DEFINITION

Strict Definition

"A legal standard in the US used to determine whether a transaction qualifies as an 'Investment Contract' and is therefore subject to securities regulation."

Liability Check // Risk Analysis

The 'Unregistered Security' risk. If a token fails the Howey Test (Investment of money + Common enterprise + Expectation of profits + From the efforts of others), it can be labeled an unregistered security, leading to massive fines and delisting.

Knowledge Context // Related Terms

Auditor NotesVS-AN-2026

Strategy Domain

"Before launching or investing in a token, conduct a formal 'Howey Memo' with specialized counsel."

Operations Standard

"Avoid marketing materials that promise specific 'Profits from the team's work' to minimize regulatory exposure."

Legal & Compliance

"Strictly adhere to SEC guidance and case law (e.g., Ripple, Coinbase) when classifying assets for internal treasury."

DOCUMENT_ID: CW3-HOWEY-TEST-2026
SCHEMA_VER: AEO_3.2
LAST_AUDIT: 1/8/2026
HASH: WH0WCX